See where every payment goes
Enter your loan balance, fixed interest rate and term. Expand a year to see each month’s principal, interest and balance. Add recurring or one-time principal to compare interest saved and the earlier payoff date.
A $400,000 example
At 6.5% over 30 years, principal and interest are $2,528.27 per month. This schedule excludes taxes, insurance and mortgage insurance. Use the mortgage payment calculator for those costs.
Understand the assumptions
Payments occur monthly at a fixed rate. The biweekly option approximates one extra annual payment spread across 12 months. Interest-only periods recast over the remaining term. Extra payments assume your servicer applies them to principal with no prepayment charge.
Vea cada pago
Ingrese el saldo, la tasa fija y el plazo. Abra un año para ver capital, intereses y saldo por mes. Compare pagos adicionales, ahorro de intereses y un plazo más corto. Un préstamo de $400,000 al 6.5% por 30 años tiene un pago de capital e intereses de $2,528.27.
Esta tabla no incluye impuestos ni seguros. La opción quincenal aproxima un pago anual adicional distribuido mensualmente. El período de solo intereses recalcula el pago al terminar.