Estimate interest by the day
Daily interest equals principal × annual rate ÷ day-count basis. At $400,000 and 6.5%, a 365-day basis gives $71.23 per day, or $783.56 for 11 days. A 360-day basis gives $72.22 per day.
Match your lender’s convention
Confirm the day-count basis and number of chargeable days on your Loan Estimate or Closing Disclosure. Actual/360 and 30/360 conventions are different; this tool multiplies the daily amount by the days you enter. It does not determine which closing dates are chargeable.
Calcule el interés por día
El interés diario es el capital multiplicado por la tasa anual y dividido por 365 o 360. Para $400,000 al 6.5%, la base de 365 días da $71.23 diarios o $783.56 por 11 días. Confirme con su prestamista la base y los días cobrados.